Q: In the event a sale doesn’t close, am I still out the money I paid for an HOA to prepare the required estoppel certificate? 

A: No. In accordance with Chapter 720.30851(3), Florida Statutes, if a sale doesn’t close, you should give written notice to the preparer of the estoppel certificate no later than 30 days after the closing date, along with reasonable documentation that the sale did not occur, and the seller is obligated to refund the money within 30 days after receipt of the request.